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NFLP RESPA Reform Blog > Posts > Is APR calculated the same way since TILA hasn't changed?
Is APR calculated the same way since TILA hasn't changed?
Yes - Truth-in-Lending and RESPA are two separate laws with two different enforcement agencies.  So fees charged the borrower are etiher PFC fees or they are not and the APR will calculate on the TIL based on your designation of fees as PFC.  The rules for which fees are PFC fees has not changed.

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